"Dear Reclaim Bank Charges,

I remember the day I decided to contact Filipe McManus after seeing an advert on his website. I had just been on the phone arguing ..."

Ms Kayongo, Kent, 19th of April, 2007

CURRENT/BUSINESS ACCOUNT CHARGES - CREDIT CARD CHARGES - LOAN CHARGES - UNFAIR CREDIT AGREEMENTS - MISSOLD PPI - MIS-SOLD WHOLE OF LIFE INSURANCE

Reclaim Bank Charges

Reclaim Bank Charges (FJ McManus Ltd) was set up in August 2006 following the successful recovery of the owner's own bank charges. Having told many people of his success he found that many people do not have the time or patience to do the necessary work themselves. As a result Reclaim Bank Charges was born.

Filipe McManus (Director)

Filipe, born in 1978, followed a career in Health Informatics for the NHS for 5 years. He coupled this with a diploma in Health Informatics at Derby University which he completed in August 2006.

Ratio Money Ltd

(Quoted from the company's own literature)

Ratio Money Ltd

Registrations

Company number 06108160 registered in England & Wales.

Registered with the Information Commissioners (Data Protection) Office Registration Number Z9816427.

Ratio Money Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities. Its registration is recorded on the website www.claimsregulation.gov.uk. Registration number CRM 3901

Background

Ratio Money Ltd have been in operation for 8 years now (as at July 2008). Apart from their large claims handling business, they also own a recruitment company.

I vetted several claims handling companies before choosing which one to recommend. Ratio Money Ltd came out as the best one. The checks I performed in my one-day visits were:

1. Taken through a claim from start to end so that I could see their system in action
2. Shown their document management and security methods
3. Given the option of randomly selecting a hand-full of their customers to request a testimonial from. All gave positive feedback
4. Shown that they had a sound business plan and business process model

I am very happy to refer clients to this company and am confident you will get an excellent and highly professional service.

Contact Details:

Website: www.ratiomoney.co.uk

Email: admin@bankchargeservices.co.uk

Tel: 0161 9280770 / 0845 465 0770

Address: Ratio Money Ltd, 1 High Street, The Warrant House, Altrincham, Cheshire, WA14 1PZ

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